Are you a licensed California real estate broker? Then check out our easy referral fee process. Just submit a simple real estate loan application on your borrower with basic information on the type and value of the property of interest along with the amount the borrower needs. Pacific Capital will customize a loan to fit your borrower’s need and submit a quote to you. You determine your fees and communicate the terms to the borrower. If the borrower accepts we will begin the loan process and your referral fee will be paid to you through the loan escrow.